Good Faith Estimate

Under the law, health care providers need to give clients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy.

You have the right to receive a “Good Faith Estimate” for the total expected cost of any non-emergency services, including therapy.

Here’s what you need to know:

• You can request a Good Faith Estimate in writing at any time.

• If you receive a bill that is $400 or more than your estimate, you can dispute the charges.

• This estimate is not a contract—you are not obligated to receive services.

For example, if you attend weekly 50-minute therapy sessions at $130/session:

• Over 3 months: Estimated total = $1,560

• Over 6 months: Estimated total = $3,120

• Over 12 months: Estimated total = $6,760

These figures are examples and may vary based on your needs, session length, or frequency.

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You can also learn more about your rights under the No Surprises Act at www.cms.gov/nosurprises.